Terms & Conditions
Last updated: January 15, 2026
Welcome to solidverio.com (hereinafter the "Website"), operated by Solidverio Sdn. Bhd. (hereinafter "Solidverio," "we," or "our"). By accessing and using this Website, you agree to comply with these Terms and Conditions. If you do not agree with any part of these terms, we ask that you do not use the Website.
1. Nature of Service
Solidverio is an educational platform that provides informational content about financial education, budget planning, savings, and retirement planning, with a focus on the Colombian context. All content published on this Website is exclusively educational and informational in nature. We do not provide financial, investment, legal, or tax advice. Financial decisions you make based on information from this site are your sole responsibility.
2. Acceptable Use
By using this Website, you agree to: use it only for personal, non-commercial purposes; not reproduce, distribute, or modify the content without prior written authorization; not attempt to access restricted areas of the site or interfere with its operation; provide truthful and current information when using our contact form; comply with all applicable laws and regulations in your jurisdiction.
3. Intellectual Property
All content on the Website, including text, graphics, logos, images, videos, and software, is protected by copyright and other intellectual property laws. Solidverio Sdn. Bhd. is the owner or authorized licensee of all such rights. Total or partial reproduction of the content without prior written authorization is prohibited. Brief quotation for academic or informational purposes is permitted, provided the source is cited.
4. Limitation of Liability
The content of this Website is provided "as is" and "as available," without warranties of any kind, express or implied. Solidverio does not guarantee that the information is complete, accurate, or current at all times. To the maximum extent permitted by law, Solidverio shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use or inability to use the Website or its content. References to specific financial products, services, or institutions do not constitute an endorsement or recommendation by Solidverio.
5. Links to Third-Party Sites
This Website may contain links to third-party websites. These links are provided solely for your convenience and information. Solidverio has no control over the content or privacy practices of these sites and assumes no responsibility for them. The inclusion of any link does not imply endorsement by Solidverio. We recommend reading the terms and privacy policies of any third-party site you visit.
6. Privacy and Data Protection
The processing of your personal data is governed by our Privacy Policy, which forms an integral part of these Terms and Conditions. By using the Website, you accept the practices described in that policy. We comply with Colombia's Law 1581 of 2012 on personal data protection and the Malaysian Personal Data Protection Act 2010.
7. Governing Law and Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of Malaysia. Any dispute arising in connection with these terms shall be submitted to the exclusive jurisdiction of the courts of Kuala Lumpur, Wilayah Persekutuan, Malaysia. However, we recognize the rights granted to you by consumer protection legislation in your country of residence.
8. Modifications
We reserve the right to modify these Terms and Conditions at any time. Modifications will take effect from their publication on the Website. Continued use of the Website after the publication of changes constitutes your acceptance of the modified terms. We recommend reviewing these Terms periodically.
9. Contact
For any questions or clarifications about these Terms and Conditions, you can contact us at: Solidverio Sdn. Bhd., Level 15, Menara KH, Jalan Sultan Ismail, 50250 Kuala Lumpur, Malaysia. Email: info@solidverio.com.